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 Post subject: newer truck advice
PostPosted: Fri Nov 25, 2016 6:36 pm 
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dont even bother, its going to be an f150. id rather have a 250, but this will be my only vehicle so saving the extra gas will help... a regular truck is bad enough as it is.

whats your advice on the loan? ive been pricing, and 5 year old f150's with around 100k miles can be had for $15000 if you search enough... that seems to be what my comfortable range is. no way im spending 25k+ on a truck, fuck that. my last truck was a ranger that cost 7k, and it had 125k miles on it. it looked and ran like new, and i drove it for 10 years and it has 300k miles on it now. it was a fine automobile, but its too rusty to enjoy anymore (there is literally holes through the body to inside). fucker does run great still though... sigh...

anyway, my bank can finance me $10k at 2.49% on a 36 month lease... i would put 5k down. should i go this route? or go third party, with something like a 48 or 60 month loan for 3.5% or so? the monthly payments with my local bank would be like $350 a month, which isnt horrible but that does put me right at half my income going to bills (rent, utility, car). it would mean i would have around $300 a week for food, gas, fuckin around and savings. i know that seems fine, but if you figure gas and food alone is at least $100 a week, and i like to save $100 a week, that leaves $100 a week on average for anything else.

a longer loan could mean another $100 a month.. which wouldnt make a big difference. but then again, i cant imagine 5 years from now still making payments on my fucking truck... probably best to do a 3 year loan, especially on a used truck...

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 Post subject: Re: newer truck advice
PostPosted: Fri Nov 25, 2016 6:45 pm 
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Have you considered another Ranger? Or are you looking for a bigger truck?

There are plenty on Craigslist down here.


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 Post subject: Re: newer truck advice
PostPosted: Fri Nov 25, 2016 6:49 pm 
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bigger

when i got my ranger, i was a smaller guy. i just dont fit in it like i used to. i grew out of it.

and i am considering a 250 because they are just built so much better... they are real trucks... but the f150's are made for good gas mileage and that will matter long term... i originally went with a ranger, and had i went full size 10 years ago it would have been a few grand more in gas over that time. i made the right decision at the time because of that.

but now, a 2010 f150 gets better gas mileage than my 99 ranger does... so it will still be an upgrade on that part. plus the full size will make me much more comfortable.

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 Post subject: Re: newer truck advice
PostPosted: Fri Nov 25, 2016 8:14 pm 
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Move.

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 Post subject: Re: newer truck advice
PostPosted: Fri Nov 25, 2016 8:44 pm 
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i need a full size truck to move all of my liquid assets

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 Post subject: Re: newer truck advice
PostPosted: Fri Nov 25, 2016 10:08 pm 
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From what I saw on the latest commercial I do not want an aluminum bed unless they throw in a liner.

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 Post subject: Re: newer truck advice
PostPosted: Fri Nov 25, 2016 10:11 pm 
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It depends... Is your offer from the dealer a loan or a lease? You said lease. Just making sure.

On a side note, I drive a Nissan Frontier and it's the best truck I've had. I have been so pleased, we got a Nissan Murano for my wife, and it's been great too. I am not a gearhead in any sense, so I'll wait for the Nissan criticism to reign down, but they've been great for me.

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 Post subject: Re: newer truck advice
PostPosted: Fri Nov 25, 2016 10:16 pm 
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pittmike wrote:
From what I saw on the latest commercial I do not want an aluminum bed unless they throw in a liner.


That commercial is awfully damaging. That truck looks like a soft piece of crap.

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 Post subject: Re: newer truck advice
PostPosted: Fri Nov 25, 2016 10:44 pm 
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It is what it is.

Aluminum is more brittle. That's not a revelation. If you use a truck liner... Like everyone does .. It's not a problem. And you do get better mpgs.

But the aluminum bodies are harder to repair. But they don't rust. It just depends what you want.

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 Post subject: Re: newer truck advice
PostPosted: Sat Nov 26, 2016 1:56 am 
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Go tankless


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