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What's your credit score?
http://chicagofanatics.com/viewtopic.php?f=47&t=131606		 Page 1 of 1
Author:  IkeSouth [ Tue Mar 05, 2024 11:29 am ]
Post subject:  What's your credit score?
Just curious as I am looking for new targets
Author:  Nas [ Tue Mar 05, 2024 11:33 am ]
Post subject:  Re: What's your credit score?
357
Author:  T-Bone [ Tue Mar 05, 2024 11:33 am ]
Post subject:  Re: What's your credit score?
83...
Author:  This Ends in Antioch [ Tue Mar 05, 2024 11:35 am ]
Post subject:  Re: What's your credit score?
Subprime
Author:  IkeSouth [ Tue Mar 05, 2024 11:40 am ]
Post subject:  Re: What's your credit score?
i got 469! they said it was good, i dont know. i guess it prequalifies me for what they call "flex APR' which is supposedly a new service they offer to people with high credit scores.
Author:  Joe Orr Road Rod [ Tue Mar 05, 2024 12:16 pm ]
Post subject:  Re: What's your credit score?
Mine is not great, but when we refied our house the mortgage guy told my wife her score was the highest he had seen in his 35 years in the business.
Author:  Tall Midget [ Tue Mar 05, 2024 12:38 pm ]
Post subject:  Re: What's your credit score?
100,000
Author:  Nardi [ Tue Mar 05, 2024 12:56 pm ]
Post subject:  Re: What's your credit score?
Trump got indicted for a terrific score.
Author:  polster [ Tue Mar 05, 2024 1:10 pm ]
Post subject:  Re: What's your credit score?
815
Author:  good dolphin [ Tue Mar 05, 2024 1:40 pm ]
Post subject:  Re: What's your credit score?
who needs a score. I'm white*. Banks just give me money
Author:  IkeSouth [ Tue Mar 05, 2024 1:46 pm ]
Post subject:  Re: What's your credit score?
Joe Orr Road Rod wrote:
Mine is not great, but when we refied our house the mortgage guy told my wife her score was the highest he had seen in his 35 years in the business.


i would have reminded her how you pay all the bills and she owes you one right there in front of the financial officer.
Author:  IkeSouth [ Tue Mar 05, 2024 1:50 pm ]
Post subject:  Re: What's your credit score?
good dolphin wrote:
who needs a score. I'm white*. Banks just give me money


this is quite true. it also depends where you work. i was at a SHITHOLE company years ago, something like 680 credit. Quit, got hired by a financially competent outfit and 3 months later my score went up 40 points.

still, hate the premise. if you match the company file your employer has, with our criminal records, and then factor in our credit score, you would have a nice little social credit index on everyone. so glad they dont do this. :roll:
Author:  KDdidit [ Tue Mar 05, 2024 2:11 pm ]
Post subject:  Re: What's your credit score?
Also, what’s the last four digits of your SS#?
Author:  IkeSouth [ Tue Mar 05, 2024 2:18 pm ]
Post subject:  Re: What's your credit score?
KDdidit wrote:
Also, what’s the last four digits of your SS#?


it's not 6969 but it could be, and i also think you will get hung up on
Author:  Nas [ Tue Mar 05, 2024 2:39 pm ]
Post subject:  Re: What's your credit score?
good dolphin wrote:
who needs a score. I'm white*. Banks just give me money


You still have to know some important people inside that bank.
Author:  Chet Coppock's Fur Coat [ Tue Mar 05, 2024 2:46 pm ]
Post subject:  Re: What's your credit score?
Late in his life, my dad's score was 830. Having zero utilization other than what he charged to his 2% CB card each month, and a couple of lines over 45 years old will do that.
Author:  Nardi [ Tue Mar 05, 2024 3:03 pm ]
Post subject:  Re: What's your credit score?
good dolphin wrote:
who needs a score. I'm white*. Banks just give me money

Bit's been done. Rather famously.
Author:  Zippy-The-Pinhead [ Tue Mar 05, 2024 4:04 pm ]
Post subject:  Re: What's your credit score?
Joe Orr Road Rod wrote:
Mine is not great, but when we refied our house the mortgage guy told my wife her score was the highest he had seen in his 35 years in the business.

When we bought a car a few years back the sales guy said my wife's credit was a bit better than mine...despite the fact that we are both on all the same bills and she hadn't worked full time in 12 yrs.
Author:  billypootons [ Tue Mar 05, 2024 4:20 pm ]
Post subject:  Re: What's your credit score?
high enough to get a NINJA loan
Author:  IkeSouth [ Tue Mar 05, 2024 5:22 pm ]
Post subject:  Re: What's your credit score?
if your credit is good enough, you dont need credit. if its too low, youre too fucked to have credit.
Author:  IkeSouth [ Tue Mar 05, 2024 7:31 pm ]
Post subject:  Re: What's your credit score?
actually down to just two cards, 14k total. a month ago i was over 25k in credit card debt. that extra $400 a month in interest is going right to bartenders.
Author:  Crystal Lake Hoffy [ Mon Mar 11, 2024 4:28 am ]
Post subject:  Re: What's your credit score?
I've had a perfect 850 a few times in the past year. Credit scores are a compete joke and I detest them. My score once dropped by 20 points and no one at Experian could explain why.
Author:  a retard [ Mon Mar 11, 2024 7:08 am ]
Post subject:  Re: What's your credit score?
830/850, 850/900, where we have been for the past many years. The credit card company report blurbs state that our score is hurt by not having any installment loans :?:
Author:  Darkside [ Mon Mar 11, 2024 12:21 pm ]
Post subject:  Re: What's your credit score?
a genius wrote:
830/850, 850/900, where we have been for the past many years. The credit card company report blurbs state that our score is hurt by not having any installment loans :?:

That's true. Diversity of credit types is part of the score.
Author:  hnd [ Mon Mar 11, 2024 12:27 pm ]
Post subject:  Re: What's your credit score?
I have a buddy who is a dave ramsey worshipper. he wanted to have an indeterminable score. The issue is this one debt never went off his report in the time he was expecting and so instead of indeterminable he had really bad credit for some time. He could not build until it happened. and then it happened and when he went to go get manual underwriting, none of them would do it...even the company that ramsey advertised to do it. So he finally had to build up his credit again, and was able to build 4 years after he bought the land. Was pretty funny.

I have no idea if we have good credit or not. in 2020 when we refi'ed it was in the 800's. not even sure what a good score or not.
Author:  a retard [ Mon Mar 11, 2024 12:48 pm ]
Post subject:  Re: What's your credit score?
Darkside wrote:
a genius wrote:
830/850, 850/900, where we have been for the past many years. The credit card company report blurbs state that our score is hurt by not having any installment loans :?:

That's true. Diversity of credit types is part of the score.


I get that but not going to take out a loan I don't need just to raise my credit score. My loan payment history long with current credit activity should suffice.
Author:  Bagels [ Mon Mar 11, 2024 12:49 pm ]
Post subject:  Re: What's your credit score?
IkeSouth wrote:
actually down to just two cards, 14k total. a month ago i was over 25k in credit card debt. that extra $400 a month in interest is going right to bartenders.


god you're a loser
Author:  Tall Midget [ Mon Mar 11, 2024 12:51 pm ]
Post subject:  Re: What's your credit score?
Bagels wrote:
IkeSouth wrote:
actually down to just two cards, 14k total. a month ago i was over 25k in credit card debt. that extra $400 a month in interest is going right to bartenders.


god you're a loser


:lol: :lol:
Author:  IkeSouth [ Mon Mar 11, 2024 1:06 pm ]
Post subject:  Re: What's your credit score?
Crystal Lake Hoffy wrote:
I've had a perfect 850 a few times in the past year. Credit scores are a compete joke and I detest them. My score once dropped by 20 points and no one at Experian could explain why.


i had my score go up my 50 points after I put $10k on them once. They really don't like when your utilization is 0.
Author:  Nardi [ Mon Mar 11, 2024 1:11 pm ]
Post subject:  Re: What's your credit score?
IkeSouth wrote:
Crystal Lake Hoffy wrote:
I've had a perfect 850 a few times in the past year. Credit scores are a compete joke and I detest them. My score once dropped by 20 points and no one at Experian could explain why.


i had my score go up my 50 points after I put $10k on them once. They really don't like when your utilization is 0.

2%, just like the perfect inflation.
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